ADELICIOUS PROFILE Adelicious Ngowi is a seasoned banking professional with an illustrious 18-year career spanning various sectors within the industry. Demonstrating versatility and expertise, Adelicious has navigated both commercial and development banks with finesse, consistently delivering exemplary results. Notably, her tenure at TIB Development Bank saw her spearheading project implementation, ensuring seamless execution and solidifying her reputation as a pivotal figure in achieving financial objectives. Beyond her accomplishments in banking, Adelicious has embraced entrepreneurship with vigor. Serving as an associate at EMMAC Consulting and co-founding Ngomma Associates, she applies her strategic acumen to provide tailored solutions to clients in Dar es Salaam and beyond. As a sought-after freelance consultant, Adelicious specializes in Credit Analysis, Business Development, Financial Linkage, and Funds Management, offering invaluable guidance to businesses seeking sustainable growth and prosperity. Adelicious's academic credentials are equally impressive, holding a Master's degree in Business Administration from Wuhan University of Technology in China and a Bachelor of Commerce from the Catholic University of Eastern Africa – in Nairobi Kenya. This blend of academic rigor and hands-on experience equips her with a comprehensive understanding of business dynamics, enabling her to adeptly navigate complex challenges with precision. Fueled by her commitment to mentorship and fostering capacity, Adelicious has actively engaged with PRIDE Tanzania/Centre for International Research and Development (CIRD). Here, she took the lead on projects like the Rural Participative Microfinance Scheme (RPMS), delivering essential financial education to youth and women. Through her unwavering dedication, Adelicious not only catalyzes positive transformation within the banking sector but also advocates for economic inclusivity and social upliftment. Adelicious Ngowi's professional journey epitomizes her unwavering commitment to excellence, leadership, and tangible impact. With her multifaceted skills and unwavering dedication, she emerges as a formidable asset in any professional setting, poised to elevate teams and organizations to unprecedented levels of success.

Sector of Activity:

Banking-Finance, Construction, Education, Energy Oil/Gas, Government, Healthcare, Hospitality, Infrastructure, Tourism, Agriculture, Mining, Transport, Real Estate

Business Advisory Consulting Experience:

Banking-Finance - Very High Experience (20 years)
Hospitality - Some Experience (4 years)
Industrial - Some Experience (4 years)
Infrastructure - Some Experience (4 years)
Real Estate - Some Experience (4 years)
Others - High Experience (5 years)

Project Director:

Banking-Finance
High Expertise (15 years)
I have worked in the banking industry for more than 15 years, I have worked in a Commercial bank as well as a Development bank. I have worked almost in all departments of the bank. so I have gathered enough experience in this area.

Industrial Experience:

Banking-Finance - High Experience (20 years)
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